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Question: My house recently suffered fire damage. My daughter’s bedroom was essentially destroyed, and the rest of the house has smoke damage. Our insurance company has rebuilt her bedroom, but is balking at taking care of the smoke damage in adjacent parts of the house. Do I have any recourse? Answer: The policy you have… read more

In the last few months, the number of storms and natural disasters is extraordinary. It seems like there is no end to the damage—from Puerto Rico to Texas and Florida to Mexico, many folks have endured extreme devastation to their homes and other property. As a result, insurance companies have been flooded with new claims…. read more

Folks in Florida and Texas are dealing with the aftermath of property damage due to Hurricanes Harvey and Irma. Many people did not have flood insurance, and many did not have policies that will cover the total extent of the damage. For those who do did purchase adequate coverage, will their insurance companies actually pay… read more

The insurance system is an incredibly important one in our society. There are unexpected events that can happen that leave most people financially or physically unable to cope with the fallout. This is where insurance kicks in. The companies that provide insurance must step up as their policies dictate to cover their clients. This means… read more

When we purchase insurance, we do so with the expectation that if, and when, we need it, our insurance carriers will pay our claim. After all, we have made our payments—sometimes over many years—diligently and faithfully every month since we bought the policy. We did so in good faith—and with every expectation that our losses… read more