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Flood insurance provides very valuable financial support when there is an unexpected flood. A simple flood can cause thousands of dollars of damage. Most often, if you live in a flood zone, you will need to purchase flood insurance because your mortgage lender will require it (and it tends to be a wise investment). Flood… read more

Carrying auto insurance is necessary in most states. In California, it is legally required that all motorists carry car auto insurance as a way to protect other drivers from losses incurred in an accident. Knowing what California auto insurance requirements are is critical before you hit the road. Talk to our San Diego car insurance… read more

If you have experienced a catastrophe due to a fire, flood, hurricane, tornado, faulty wiring, or plumbing that leaks, you may need to file a catastrophe claim to recover from the disaster. A catastrophe claim means that a single disaster took place, and the losses people experienced will be valued at more than $25,000,000. It… read more

Mold can be disastrous for a homeowner. It can cause health problems for those exposed and can be hard to eradicate. In the homeowner insurance industry, mold has often been a point of contention. In the late 1990s, there was an acceleration in the amount of claims being filed due to mold. By the early… read more

It is not uncommon for family members to find themselves dealing with a lot of financial turmoil and massive life changes after the death of a loved one. Often, insurance claims are the last thing on your mind. Yet, there is an importance to filing life insurance claims in a timely manner, and not doing… read more