Category: Insurance Claims

If you’re running a business, you probably have insurance. And if you can’t absorb the income loss if your business has to shut down for an unknown period of time due to physical damage then business interruption insurance (BI) may be part of your business insurance coverage. BI is underwritten to replace the revenue that… read more

Business interruption (BI) coverage is an add-on coverage to a business owner’s policy (BOP). The BOP typically covers property damage to the business and the liability of the business owner. But the BOP does not usually cover other costs of business operations – such as payroll and rent – that may become hard to pay… read more

Even though the last thing you want is to go through the insurance claims process after your property is damaged, the reality is that we cannot control external factors in our lives. If your property has been damaged, there are various steps you will have to take with your homeowners insurance carrier before they agreed… read more

Homeowners insurance is a valuable tool that can protect a homeowner in the event a person is injured on their property and protects them from other types of unexpected damages to the house. However, many people do not pause and think about whether or not they have enough homeowners insurance coverage to handle a major… read more

Any person who experiences a disabling injury needs to know about the various options available for disability insurance. In some cases, this insurance is provided by employers. However, some injury victims may need to rely on Social Security Disability Insurance (SSDI) provided by the federal government, though this can be difficult to qualify for. Lastly,… read more