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Life insurance can seem complicated at first glance, with so many different types of policies available. A life insurance primer – on the most common kinds of coverage, the advantages and drawbacks each offer, and examples of when you might need each – can be helpful in determining which policy is right for you and… read more

Insurance is an important part of everyday life. Whether you have life insurance through work or you purchased it yourself, it is important to know what can get you in trouble. Aside from an insurance company engaging in bad faith practices, you can cause the insurer to deny your claim for various reasons. These are… read more

One of the most common questions that breach of contract attorneys receive is if a breach of contract is a tort. In order to answer this question, we must first explain the two areas of law: tort and breach of contract. At Dawson & Rosenthal, our breach of contract lawyers reviews contracts regularly to determine… read more

California courts can award plaintiffs punitive damages in cases where insurance companies found to have acted in bad faith are also shown to have done so with malicious, fraudulent, or oppressive intent. When a bad faith claim rises to this level, punitive damages may be assessed as a way of (1) punishing the insurer for… read more

Zurich is an insurance company originating from Zurich, Switzerland. They now own Farmers Insurance, and these companies have both been in the news for some shady practices and large settlements. They can handle these settlements because their profits are big. How Does Zurich Calculate Settlements? Zurich uses a software program called Colossus, which is also… read more