An insurance policy is a contract. It is frequently quite long, printed in small type and full of dense, confusing language. Because insurance agents and insurers have a legal duty to make sure their clients understand the terms of their policy, usually when you sign up for a policy, you also get a cover letter that summarizes your coverage.
If some Arizona lawmakers get their way, insurers will not be obligated to put the truth on that cover sheet. Under a bill that passed the state House recently, the language of the policy itself would be all that counts, according to The Daily Courier.