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Individuals and businesses pay high costs each year, believing that when a disaster occurs, their insurance company will be there, picking up the pieces and covering the damages. After paying a deductible, their coverage will take care of the loss. However, many policyholders are met with shocking responses to their claims, leaving doubt as to… read more

Thriving business can come to an instant standstill when unexpected events occur. A structural fire, commercial vehicle damage, flooding, weather damage, or vandalism are just a few of the examples of abrupt events that can severely impact your ability to do business. Business owners rely on commercial insurance companies to meet their needs to minimize… read more

Flood insurance provides very valuable financial support when there is an unexpected flood. A simple flood can cause thousands of dollars of damage. Most often, if you live in a flood zone, you will need to purchase flood insurance because your mortgage lender will require it (and it tends to be a wise investment). Flood… read more

Carrying auto insurance is necessary in most states. In California, it is legally required that all motorists carry car auto insurance as a way to protect other drivers from losses incurred in an accident. Knowing what California auto insurance requirements are is critical before you hit the road. Talk to our San Diego car insurance… read more

If you have experienced a catastrophe due to a fire, flood, hurricane, tornado, faulty wiring, or plumbing that leaks, you may need to file a catastrophe claim to recover from the disaster. A catastrophe claim means that a single disaster took place, and the losses people experienced will be valued at more than $25,000,000. It… read more