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Dawson and Rosenthal
Dawson and Rosenthal

Benefits of Hiring a Bad Faith Insurance Attorney

Anytime you pay for an insurance policy, you do so with the full expectation that you will receive your rightful benefits if you need to make a claim. Unfortunately, there are times when insurance carriers delay or deny claims when they shouldn’t. Often, this means that an insurance carrier has acted in bad faith. Here, we want to discuss the benefits of hiring an attorney to help you with bad faith insurance claims.

How can an Attorney Help You?

If an insurance carrier fails to uphold its end of the deal, it is going to be necessary for the policyholder to seek assistance from an attorney who has the resources necessary to fight back. There are various ways in which an attorney will be able to help in cases when an insurance carrier operates in bad faith.

An attorney will understand the insurance policy language

The reality is that insurance policies contain language that can be incredibly complex and confusing for the average person. An attorney will be able to interpret the language of the policy and properly understand what benefits the insured is entitled to. A bad faith insurance attorney will also be able to note any exclusions in the policy to determine whether or not the insurance carrier is acting in good faith.

An attorney can conduct a thorough investigation

An attorney can use their resources and legal expertise to conduct a complete investigation into the initial incident that led to the insurance claim and the steps taken by the insurance carrier after the claim was made.

An attorney will know the laws surrounding bad faith actions

Every state defines bad faith insurance practices a little bit differently. However, California has some of the most strict laws concerning bad faith on the part of insurance carriers. An attorney will understand these laws and be able to apply them properly to your case.

An attorney can negotiate with all parties involved

A skilled bad faith insurance attorney in California will be able to handle all communication and negotiations with other parties involved in an attempt to reach a fair settlement on behalf of their client. Insurance carriers do not like policyholders to work with attorneys because they know they will not be able to get away with as much.

An attorney will not be afraid to take a case to trial

If necessary, a bad faith insurance lawyer will be prepared to take the case all the way to trial to ensure their client is treated fairly.

When Should You Contact a Lawyer?

If you suspect that your insurance claim has been denied as a result of bad faith actions on the part of the insurance carrier, you need to work with an attorney as soon as possible. Putting off contacting an attorney could result in irreparable harm to you and your family, particularly if you need the insurance benefits that have been denied. At Dawson & Rosenthal, our attorneys have extensive experience handling these claims, and we have the resources to conduct a complete investigation into what happened. We will not back down from aggressive insurance carriers, and our goal is to help ensure you receive the benefits you are entitled to. You can contact us by clicking here or by calling (800) 598-5017.