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California courts can award plaintiffs punitive damages in cases where insurance companies found to have acted in bad faith are also shown to have done so with malicious, fraudulent, or oppressive intent. When a bad faith claim rises to this level, punitive damages may be assessed as a way of (1) punishing the insurer for… read more
Zurich is an insurance company originating from Zurich, Switzerland. They now own Farmers Insurance, and these companies have both been in the news for some shady practices and large settlements. They can handle these settlements because their profits are big. How Does Zurich Calculate Settlements? Zurich uses a software program called Colossus, which is also… read more
When an insurance carrier attempts to renege on the obligations that they owe their client, this could be considered bad faith insurance practices. It is not uncommon for insurance carriers to refuse to pay a policyholder’s legitimate claim. When this occurs, it may be necessary to work with an attorney to send a bad faith… read more
Every year, fires blaze across the California landscape with little to no end in sight. The wildfires of the west are particularly bad in areas that are dry like the greater San Diego area. Recent fires such as the Dixie, Bull Complex, and Alisal fires have caused mass destruction for environments and human habitats alike…. read more
Anytime you pay for an insurance policy, you do so with the full expectation that you will receive your rightful benefits if you need to make a claim. Unfortunately, there are times when insurance carriers delay or deny claims when they shouldn’t. Often, this means that an insurance carrier has acted in bad faith. Here,… read more
