${site.data.firmName}${SEMFirmNameAlt}

bad faith insurance Archives

GEICO insurance guilty of bad faith, breach of contract

For most people, GEICO Indemnity Insurance CO. (GEICO) is best known for its television commercials involving a computer-animated lizard with a British accent. But the verdict of a recent bad-faith insurance case paints it is an unprofessional and unscrupulous company that dragged out a policyholder’s insurance claim for six arduous years.

Californians wildfire victims still trying to recover financially

California’s recent wildfires have died down, ending a particularly brutal wildfire season. The past six months have been a turbulent period for wildfire victims, from private residents to local businesses. Experiencing the terrifying fires was difficult enough; now, survivors must also file insurance claims, recover their lost property and try to put their lives back together.

Insurance companies may try to charge policyholders unfair rates

Following last year’s national tax overhaul, California State is reminding its insurance companies that their rates must reflect the new corporate tax rate. The Tax Cuts and Jobs Act was passed in December of 2017. One of its components was a major reduction of the corporate tax rate. Under the new law, the tax rate for corporations was slashed from 35 percent to 21 percent—a 14 percent difference. This means that insurers are obligated to adjust their prices to accommodate the new tax rate.

Insurance companies often let down wildfire survivors

Although it has been nearly five months since devastating wildfires damaged thousands of California homes, thousands residents are still struggling to get their insurance providers to pay their damages. Many policyholders are realizing an uncomfortable, frustrating truth: That their insurance companies do not want to fulfill their promises.

California to investigate Aetna’s insurance claims process

The insurance commissioner of California is currently investigating the insurance provider Aetna regarding statements made by the company’s former medical director. In a recent deposition, the medical director stated that in all his time at Aetna, he never looked at clients’ medical records when he was assessing whether to approve or deny care. It is possible that many clients’ insurance claims were denied because their medical records were not properly assessed by a physician.

Fire insurance: A primer for Californians

Californians have only recently begun to piece their lives back together after last fall’s spate of wildfires spread property damage throughout the state. There are many serious tasks to deal with, such as finding a new place to live and recovering lost property. Another important step that wildfire victims will have to take care of is filing a fire insurance claim.

Tips for getting a fair insurance payment for wildfire damages

You have lost your home to the devastation of the recent California wildfires, and you are wondering what to do next. One of the biggest questions on your mind is probably how to file an insurance claim and receive the payment that you need to rebuild your home. Like most policyholders, you probably anticipate that your insurance provider will offer you a settlement that is large enough to rebuild your house and replace your possessions. But this is not always the case. As we discussed in a recent post, insurance companies do not always play fair with their clients.

Insurance won’t always cover wildfire-related claims

When 2017’s wildfires ripped through California, hundreds of thousands of policyholders trusted that their insurance policies would provide adequate coverage for the damage. Unfortunately, many Californians are finding out the hard way that insurance companies do not always come through for their clients. Even if a policy provides coverage for fire damage, an insurance company will not always honor it.

What are some examples of bad faith insurance claims?

When you purchased your insurance premium, you no doubt believed that your insurance provider would cover your damages in the event of a crisis. After all, the purpose of insurance is to protect your finances in the event that some costly event—a natural disaster, an injury, a lawsuit—should occur. But now, one of those unfortunate incidents has affected you, and your insurance provider has denied your claim.

Know the fundamental duties your insurance provider owes you

When you purchase an insurance policy, you do so to protect your finances in the event of a catastrophe. Unfortunately, insurance companies do not always act in the best interests of their clients. An insurance provider will sometimes offer less compensation than necessary, or deny a claim entirely.

Email Us For A Response

How Can We Help?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Sedona Office
25 Schnebly Hill Road
Sedona, AZ 86336

Toll Free: 800-598-5017
Phone: 623-208-6490
Sedona Law Office Map

San Diego Office
501 W. Broadway
Suite 807
San Diego, CA 92101

San Diego Law Office Map

Review Us
San Diego: 619-354-1652
Toll Free: 800-598-5017
Phoenix: 623-208-6490
Toll Free: 800-598-5017
San Diego: 619-354-1652