${site.data.firmName}${SEMFirmNameAlt}

Helpful tips for dealing with potential bad faith insurance acts

Insurance is required for so many instances of our lives (i.e. home insurance, business insurance, car insurance) it should not be an arduous process to exercise our contractual rights under the policy. But remember, insurers are in the business of making money, so it is important to understand what can be done to protect one’s rights.

This post will highlight a few tips consumers should know about when processing insurance claims.

Be ready to ask questions – It is essential to ask a range of questions relating to the extent of your coverage and expected timelines, including whether your structure is covered, and how long it will take to process your claim. 

Cross check your deductible – In the course of asking your questions, you should also verify your deductible against what your signed policy indicates.

Keep records of communications – It is important to keep detailed records of conversations had with customer service reps, claims adjusters and other insurance personnel. Essentially, taking the “James Comey” approach is essential. If it isn’t written down, it didn’t happen.

Keep your receipts – In the same vein, keeping records of costs incurred is important. These include temporary repairs, water or wind damage, removal of debris and even temporary relocation expenses.

Ultimately, if a consumer disagrees with an insurer’s coverage estimates or experiences a significant delay in payment of a claim, these pieces of information can be very helpful to an attorney. If you have additional questions about pertinent records for bad faith insurance claims, we invite you to contact us

No Comments

Leave a comment
Comment Information
Email Us For A Response

How Can We Help?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Sedona Office
25 Schnebly Hill Road
Sedona, AZ 86336

Toll Free: 800-598-5017
Phone: 623-208-6490
Sedona Law Office Map

San Diego Office
501 W. Broadway
Suite 807
San Diego, CA 92101

San Diego Law Office Map

Review Us
San Diego: 619-354-1652
Toll Free: 800-598-5017
Phoenix: 623-208-6490
Toll Free: 800-598-5017
San Diego: 619-354-1652