When you have gone through training for an occupation (as in cases of professionals like doctors, accountants, chiropractors, etc.), you may have turned to own-occupation disability insurance to protect you in the event that you are unable to perform the specific duties of your career.
Our Experienced Attorneys Serve Clients Throughout Arizona
At Dawson & Rosenthal, P.C., we protect our clients' rights to the collection of benefits through experienced representation and strategic problem solving. Together, Steven C. Dawson and Anita Rosenthal have more than 50 years of combined experience in law. Their approach is simple: to give each client the attention his or her case deserves, and work hard to uncover the unfair policies and procedures put into place by the insurance company to maximize their profits.
To this end, they take on a low-volume caseload so each individual can work directly with the attorney representing him or her. Cases are never passed onto inexperienced attorneys and every legal strategy is developed with the detailed analysis that would be required for going to trial.
Schedule a consultation with Dawson & Rosenthal, P.C., online or by telephone at 623-208-6490 (toll free at 800-598-5017). With law offices in Sedona, Arizona and San Diego, California, we are here to help you.
Private Disability Insurance And Insurance Companies That Redefine Your Occupation
Many disability claims prevent an individual from working at all while collecting disability benefits. Own occupation disability is unique in that a disabled individual may still be eligible to work in a field other than his or her career vocation while collecting on disability benefits. What matters most is what language was used in the insurance policy to define the activities of your occupation.
Insurance companies may attempt to change the definition of your occupation in an effort to reduce or eliminate their obligation to pay out benefits for your claim. They may use the same medical examiners who they know will give a predictable outcome, and help them categorize your job differently.
Our firm has seen explicit instances of this type of unethical behavior. If your insurance claim has been denied and you are struggling to understand why, you may have an insurance bad faith case. Do not hesitate to work with our lawyers and see what can be done to get the results you need.
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